Exoikonomo 2027: News, Eligibility, What It Covers and When It Starts

Last updated: October 2026 

The Exoikonomo program is one of the most important tools for the energy upgrade of homes in Greece. Its goal is primary energy savings of more than 30% per home, with an upgrade of at least three energy classes. It offers incentives to improve energy efficiency, reduce heating and cooling costs and improve the appearance of buildings.

The programs currently being implemented belong to earlier Exoikonomo schemes (Exoikonomo 2021, Exoikonomo 2023, Exoikonomo – Renovate for Young People and Exoikonomo 2025), and the final results of Exoikonomo 2025 have already been announced. So far, no new Exoikonomo program for homes has opened in 2026. The next program, the new Exoikonomo 2027, will be funded by the Social Climate Fund and is expected to be announced in 2027, with an emphasis on vulnerable households. The terms of Exoikonomo 2025 largely match what is expected in 2027. 

New Exoikonomo 2027: What We Know So Far

The new Exoikonomo is part of Greece’s Social Climate Plan, which was approved by the European Commission on 27 August 2026 and is funded by the Social Climate Fund for the period 2026–2032. According to announcements by the government and the Ministry of Environment and Energy:

• Budget: approximately €1.2 billion for the energy upgrade of about 62,000 homes.
• Beneficiaries: mainly vulnerable households, with income criteria and special consideration for families and households with a member with a disability.
• Subsidy: may exceed 80% and also covers VAT. For example, for works costing €24,800 (including VAT), the subsidy reaches €19,800.
• Interventions: thermal insulation, external thermal insulation (ETICS), shading systems and window and door frame replacement, with the household choosing the work it needs.
• Private contribution: the possibility of paying in installments through the electricity bill, subject to agreement with the provider.
• Start: the call is expected within 2027. The program guide and the date the platform opens have not yet been announced.

Exoikonomo 2025 and the new Exoikonomo 2027 at a glance

In addition, the plan provides for free Energy Performance Certificates for about 200,000 energy-vulnerable households, a free one-stop shop in each Region, and a separate program for replacing heating systems with heat pumps and solar water heaters. The official name, guide and final criteria of the new program have not yet been published, so the above may change.

Exoikonomo 2025: Results and Progress

The Exoikonomo 2025 program started on 8 January 2025, and the application deadline was extended from 20 March to 13 April 2025. It was open to all Greek households regardless of income or location, with additional incentives for lower-income households. Applications were ranked by the heating degree days of each area, with priority given to colder areas. Around 55,000 applications were submitted, and the budget was increased from €434 million to about €924 million.

Each individual could submit only one application per tax identification number (AFM), and homes with an active application in previous programs were not eligible, except for specific type B apartments in apartment buildings under “Exoikonomo – Autonomo”. Submission was exclusively online, on the program’s platform using TAXISnet credentials, in cooperation with specialized engineers or energy inspectors to ensure the correct procedure.

The results of Exoikonomo 2025 have been announced. The initial ranking tables were posted on 21 November 2025, and the final tables were approved in stages from 25 November 2025 to 2 February 2026. Four inclusion decisions were issued (from 9 December 2025 to 13 March 2026) for a total of 37,829 beneficiaries. The final completion date of the program was postponed to 30 June 2026. For applications where funds have already been transferred to contractors/suppliers, or where a change of beneficiary (succession) is in progress, a new deadline of 30 November 2026 was given.

Preparing now, by gathering the basic supporting documents and updating property details, ensures quick and smooth participation as soon as the platform of the new Exoikonomo 2027 opens. Until the new guide is issued, the official Exoikonomo 2025 guide is the best indication of what to expect in the Exoikonomo 2027 guide.

Who Is Eligible for Exoikonomo 2027

The Exoikonomo programs allow a wide range of beneficiaries to participate, including both owners and tenants. Eligible participants are owners with full ownership, usufruct or bare ownership of an eligible home, as well as tenants with a lease that has at least seven years remaining at the time of application.

Where there are multiple co-owners, the application is submitted by the co-owner who uses the home as their main residence. If the home is used by a third party (rented or granted free of charge), any co-owner with full ownership or usufruct (not bare ownership) may submit the application.

For Exoikonomo 2027, the same basic ownership and use conditions are expected to apply, with the significant difference that the program will mainly target vulnerable households. The indicative annual income limits presented by the government, which will be updated annually based on tax returns, are:

• Single person without children: €10,500
• Single-parent family with 1 child: €13,650 (€16,650 if a member has a disability)
• Married couple without children: €20,800
• Married couple with 2 children: €27,100 (€30,100 if a member has a disability)
• Married couple with more than 3 children and a member with a disability: €36,400

The final criteria will be set in the program guide. In addition, the new Energy Support Registry, with a special “vulnerability card” for its members, is expected to make it easier for vulnerable households to access support programs.

Subsidy Rates: What Applied in 2025 and What Is Expected in 2027

In Exoikonomo 2025, the grant was determined according to the income category and possible inclusion in special categories of beneficiaries. The income categories were based on the applicant’s individual and family income (with a limit of €5,000 individual or €10,000 family income), while the special categories included families with three or more dependent children, families with a member with a disability, and those affected by natural disasters, such as earthquake victims or areas hit by natural phenomena.

Subsidy rates ranged from 50% for the general category up to 100% for special cases. They covered both materials and labor, and the fees for energy inspections, the Technical Consultant, the Electronic Building Identity and any studies or permits were also covered by the program. The eligible intervention budget reached up to €35,000 (including VAT) per home, and a maximum cost of €280 per sq.m. of usable floor area was also applied during evaluation. For Exoikonomo 2027, it has been announced that the subsidy may exceed 80% and cover VAT for the vulnerable households the program mainly targets. The exact rates per category will be set in the guide.

What Exoikonomo 2027 Covers: Eligible Interventions

In Exoikonomo 2025, eligible interventions included installing or upgrading thermal insulation and external thermal insulation (ETICS), replacing window and door frames, upgrading heating and cooling systems, and installing domestic hot water systems using Renewable Energy Sources. Interventions that improve energy management were also covered, such as smart home systems and energy storage systems, e.g. batteries. The total cost included materials, VAT, labor, and fees for energy inspections, the Electronic Building Identity, the project consultant and any permits or studies.

In the new Exoikonomo 2027, according to announcements so far, the emphasis is on the energy upgrade of the home’s envelope: thermal insulation, external thermal insulation (ETICS), shading systems and window and door frame replacement, with the household choosing the interventions it needs. Replacing heating systems with heat pumps and installing solar water heaters are expected to be funded mainly through separate programs. This way, beneficiaries will be able to combine high energy performance with modern, integrated solutions, such as BIOCLIMA®’s certified ClimaWall® external thermal insulation systems. See what the Exoikonomo 2025 program covers on the official eligible expenses page. The equivalent list for Exoikonomo 2027 will be set in the new guide.

Exoikonomo 2027: Participation Requirements

Applications to the Exoikonomo program are submitted exclusively online, on the program’s platform using TAXISnet credentials. This ensures transparency and accuracy of the data, which is cross-checked electronically against tax administration records. Based on the Exoikonomo 2025 rules:

• Beneficiaries must have filed their tax return and received the tax assessment (Exoikonomo 2025 used the latest assessed return, for tax year 2023), and the property details must be updated in E9, together with the correct electricity supply number.
• In cases of co-ownership, the application is submitted by the co-owner who lives in the home. For works on common parts of apartment buildings (e.g. façades or roof), the consent of the co-owners is generally required, in accordance with the building’s regulations.
• If the property was recently acquired, updating E9 is a prerequisite before submitting the application. In Exoikonomo 2025, a written commitment that the home would be used as a main residence was also required.
• The home must be legally built, must not have been declared for demolition, must be used as a main residence (not for short-term rental), and must be classified in the initial Energy Performance Certificate (EPC) as energy class C or lower.
• The proposed interventions must upgrade the home by at least three energy classes (and to at least class B in the case of a deep renovation), with primary energy savings of more than 30%.

For Exoikonomo 2027, the basic requirements are expected to remain similar to previous years: an assessed tax return for the previous year, an updated E9, an initial EPC and a minimum energy target, with a simpler procedure and the addition of income criteria, since the program will mainly target vulnerable households.

Supporting Documents for the Exoikonomo 2027 Program

For Exoikonomo 2027, the basic supporting documents are expected to be similar to previous years, with adjustments for the program’s new requirements, such as documentation of the income criteria.  

• Participants will need to have proof of ownership of the property, such as title deeds or acquisition contracts, and have updated data in E9.
• Issuing an Energy Performance Certificate (initial EPC) remains necessary in order to determine the home’s initial energy classification and the required improvements. Free issuance of the EPC is planned for about 200,000 energy-vulnerable households.
• In addition, tenants will need a lease with at least seven years remaining. When the home is rented or granted free of charge to a third party, the owner and any co-owners submit a declaration of compliance with the de minimis regulation. Likewise, families with a member with a disability or with three or more dependent children will need to provide the relevant certificates or confirmations.
• Those who are not required to file a tax return submit a relevant solemn declaration (in Exoikonomo 2025, their income was counted as zero).
• Documents proving that the home is legally built (e.g. a building permit or the regularization of unauthorized structures).

Exoikonomo 2027 Guide: The Steps of the Process

Until the official Exoikonomo 2027 guide is published, the Exoikonomo 2025 process shows the basic steps expected to be followed:

1. Energy inspection and issuance of the initial EPC, with recommendations for the interventions that will upgrade the home by at least three energy classes.
2. Selection of interventions and collection of offers from suppliers and contractors, e.g. for external insulation of walls and pilotis with the certified ClimaWall® systems.
3. Online submission of the application on the program’s platform using TAXISnet credentials, usually with the help of a Technical Consultant (engineer).
4. Publication of results: initial ranking tables, final tables of approved applications and the inclusion decision.
5. Electronic Building Identity (in Exoikonomo 2025 it was submitted within 30 days of inclusion), selection of how to finance the private contribution, and carrying out the works within the deadline.
6. Second energy inspection (final EPC), which confirms that the energy target has been achieved, and final disbursement of the subsidy.

BIOCLIMA®: Specialized Solutions for Energy Saving

BIOCLIMA®, backed by the guarantee of KRAFT Paints, offers the certified ClimaWall® external thermal insulation systems, designed for the Greek climate. They take into account the country’s rich geographical diversity, sharp changes in temperature and humidity, the large number of buildings in coastal areas, and frequent seismic activity, ensuring high performance and durability across all climatic and geological conditions.

BIOCLIMA®’s certified ClimaWall® systems are also used in energy upgrade programs for existing buildings with financial subsidies, such as Exoikonomo, delivering up to 65% energy consumption savings.

Certified ClimaWall® external thermal insulation systems are based on all the well-known insulation materials (white or graphite expanded polystyrene, extruded polystyrene, stone wool) for application on vertical surfaces (external walls) and pilotis. See all ClimaWall® products.

Frequently Asked Questions about Exoikonomo 2027 (FAQ)

When will the Exoikonomo 2026 results be published?

To date, no “Exoikonomo 2026” program for homes has been announced, so there are no results under that name. The most recent results concern Exoikonomo 2025 and were published through the official portal exoikonomo2025.gov.gr. The initial ranking tables were posted on 21 November 2025, and the final tables were approved in three phases (25 November 2025, 2 January 2026 and 2 February 2026). Four inclusion decisions followed, the last on 13 March 2026. Applicants can track the status of their application online, check whether there are any pending issues and be informed of any additional documents required. For the new Exoikonomo 2027, the results are expected to be announced in the same order (initial tables, final tables, inclusion decisions) after applications close. In Exoikonomo 2025, about seven months passed between the closing of the platform and the first tables.

When does the new Exoikonomo 2027 program start?

The new Exoikonomo 2027 program is expected to be announced within 2027, and no specific date for opening the platform has been announced yet. It will be funded by the Social Climate Fund, following the European Commission’s approval of Greece’s Social Climate Plan on 27 August 2026. The government is aiming for a simpler procedure and for support mainly for vulnerable households. The basic requirements are expected to be similar to 2025, such as online submission with TAXISnet credentials, updated tax returns and E9, and an energy inspection to issue an initial EPC. The program is expected to support the energy upgrade of detached houses and apartments, with a subsidy that may exceed 80% for vulnerable households. Official announcements will be published by the Ministry of Environment and Energy. Preparing now, by gathering documents, securing co-owners’ consent where needed and updating records, ensures quick and smooth submission as soon as the platform opens, and reduces the chances of delays or rejections.

What changes in the new Exoikonomo 2027 program?

Significant changes are planned for Exoikonomo 2027 compared with previous programs. Funding now comes from the Social Climate Fund, so the program will mainly target vulnerable households, with income, social and geographical criteria and special consideration for families with a member with a disability. A simpler model is also being adopted, in which the household chooses the energy-proofing works for the home, with a subsidy that may exceed 80% and also covers VAT.

In parallel, an “Energy Support Registry” will be created, with a special “vulnerability card” for targeted support of vulnerable households, along with a free one-stop shop in each Region. In addition, electricity providers can now finance energy upgrade interventions with repayment in installments through the electricity bill (on-bill financing), based on the Joint Ministerial Decision (KYA) signed on 8 May 2026, so that the works can be carried out more quickly and without the need for upfront capital.

How much is the Exoikonomo subsidy?

The subsidy in Exoikonomo 2025 varied by beneficiary category, from 50% for “Other Beneficiaries” up to 100% for low-income people affected by natural disasters. The other low-income households (up to €5,000 individual or €10,000 family income) received 95%. Among higher incomes, families with a member with a disability and those affected by disasters received 80%, and families with three or more dependent children received 65%. The subsidy covered materials and labor, with a maximum eligible budget of €35,000 per home, while the fees for studies and any required permits were covered by the program.

The total budget of Exoikonomo 2025 was about €924 million, while for the new Exoikonomo 2027 about €1.2 billion is planned for about 62,000 homes. For 2027, a subsidy that may exceed 80% and also cover VAT has been announced. According to the government’s example, for works costing €24,800 (including VAT) the subsidy reaches €19,800 and the household covers about €5,000, an amount that can also be repaid in installments through the electricity bill. The exact rates per category will be set in the guide, but based on previous programs they are expected to vary according to income and household composition. In addition, the new model offers flexibility in choosing interventions, making it easier for those who want to combine a financial subsidy with modern, high-performance solutions, such as BIOCLIMA®’s certified ClimaWall® external thermal insulation systems.

Which homes will be eligible for Exoikonomo 2027?

Based on the Exoikonomo 2025 rules, which are expected to form the basis for the new program, eligible homes are detached houses and individual apartments that are used as a main residence, are legally built, have not been declared for demolition, and are classified in the initial EPC as energy class C or lower. Short-term rental homes (Airbnb type) are not eligible, nor are homes with an active application in a previous energy upgrade program.

For very small businesses (up to 9 employees and turnover of up to €2 million), a separate energy upgrade program is planned from the Social Climate Fund, with a budget of about €395 million. The final criteria, as well as any special provisions for island, mountainous or affected areas, will be set in the guide of each program.

Is a loan needed to participate?

A loan is not mandatory to participate in the program. The amount remaining after the grant can be covered with the beneficiary’s own funds. However, for larger interventions or deep renovations, many people combine the grant with a bank loan to cover the full cost. In Exoikonomo 2025, the loan for the private contribution had a 100% interest subsidy.

Exoikonomo 2027 adds a new option: the private contribution can be repaid in installments through the electricity bill, subject to agreement with the electricity provider (on-bill financing), without the need for upfront capital. According to the KYA of 8 May 2026, the installments appear as a separate line on the bill, and any debt relating only to them cannot lead to a power cut. This makes it easier to install modern energy-saving systems, such as BIOCLIMA®’s certified ClimaWall® external thermal insulation systems.

Is an Energy Performance Certificate (EPC) needed for Exoikonomo 2027?

Yes. As in all previous programs, the application will be based on the initial EPC, which records the home’s initial energy class and the proposed interventions. If you already have an EPC, you may not need a new one: in Exoikonomo 2025, EPCs issued after 27 November 2017 were accepted, but the cost of issuing them was eligible only if they had been issued on or after 1 January 2022. For the new program, the relevant terms will be set in the guide. Free EPC issuance is planned for about 200,000 energy-vulnerable households through the one-stop shops, so it is worth getting informed before proceeding with a new certificate.

Can BIOCLIMA® handle the application?

BIOCLIMA® and KRAFT Paints do not submit applications to the program. However, their experience in designing and installing external thermal insulation systems can guide you in choosing suitable solutions for your home.

Engineers who work with BIOCLIMA® can support you in preparing the documents and correctly recording the interventions. In the new Exoikonomo 2027, BIOCLIMA® will continue to offer integrated solutions with the certified ClimaWall® systems for external walls and pilotis, improving the building’s energy performance and appearance, without the company itself having to take over the process.