New “Exoikonomo” Program

New "Exoikonomo 2025" Program

Applications for new "EXOIKONOMO 2025" programs are set to begin in the coming days. This new program is a continuation of the "EXOIKONOMO 2023" program, which focuses on energy-efficient home upgrades, following in the footsteps of previous programs like "Exoikonomisi Kat' Oikon I & II," "Exoikonomo-Autonomo," and "Neo Exoikonomo."

The EXOIKONOMO 2025 program aims to reduce energy costs and emissions through extensive energy interventions in buildings. Beneficiaries include households, particularly vulnerable ones, apartment buildings, and small businesses. Priority will be given to energy-inefficient buildings and low-income groups. Subsidy rates are expected to reach 75%-85% for vulnerable groups, while for other beneficiaries, they will range between 40% and 60%, depending on income and location. Eligible actions include thermal insulation, window replacements, renewable energy sources, and heat pumps, contributing to the green transition and energy self-sufficiency.

Expanded Participation

• Tenants are also eligible to participate, provided the lease agreement has at least seven years remaining.
• Special provisions are made for individuals affected by natural disasters, large families, and persons with disabilities (PWD).

Increased Intervention Budget

• The maximum eligible budget for interventions increases to €35,000, compared to €24,750 in the previous program.

Income Categories

• Category 1: Individual income up to €5,000 or family income up to €10,000.
• Category 2: All others.

Subsidy Rates

• Category 1:
  • 95% subsidy for all.
  • 100% subsidy for flood victims in Thessaly and earthquake victims in Arkalochori.
• Category 2:
  • 80% subsidy for families with PWD, flood victims in Thessaly, and earthquake victims in Arkalochori.
  • 65% subsidy for large families.
  • 50% subsidy for others.

Eligible Interventions

• Window replacement.
• Thermal insulation (installation or upgrade).
• Upgrading heating/cooling systems.
• Hot water systems installation (using renewable energy sources).
• Smart energy management systems (smart home solutions)

Supporting Documentation for Exoikonomo Programs

Regarding the documentation for the program, we list below the documents required for the previous EXOIKONOMO program, which are expected to remain unchanged:

1. Applicant's Individual ID Card or Passport
2. Applicant revenue forms (Ε1, Ε2, Ε9 etc.)
3. Building Permit and / or other similar legalizing document.
4. Copy of Electricity Bill
5. Statement by the applicable Municipal Authority that identifies the Real Property (if the address stated on supporting documents is different from the actual building address)
6. Energy Efficiency Certificate, applicable before the interventions (“Α’ ΠΕΑ”)
7.  Photo documentation of the present condition of structure parts and surfaces where the proposed interventions are situated.
8. In case the property is leased or conceded free of charge, a relevant statement of compliance must be completed
9. In case the individual required for tax statement filling and/or the spouse is a foreign resident, the following documents should be submitted: Tax Residence Certificate; Tax Statement for the reference year of the tax residence country.
10. If the applicant is exempt from the obligation to submit a tax statement, a relevant notarized Solemn Statement should be submitted.
11. In case the applicant obtained beneficial rights on the real property after 31.12.2023, the following should be submitted in addition: property title; certificate of transfer by the competent Mortgage Registry, or certificate of filing in the cadastral records of the local Cadastral Authority Office; Solemn Statement to confirm that the real property is used as a main residence; filing / amendment of Real Property Statement (Ε9 form).
12. In case the party liable for tax payments or the spouse thereof or dependent minors are handicapped to a degree of at least 67%, a “Notice of Disability Status Result” should be submitted by the competent Disability Status Certification Centre, or a similar legitimate document by a Health Authority should be submitted instead.
13. In case of Large Families the applicant should submit a Certificate of Large Family Status bearing a valid digital signature by the Hellenic Large Family Association (ΑSPE), combined with a certificate of family status.

Why choose BIOCLIMA®

BIOCLIMA®, backed by the KRAFT Paints assurance, has developed two integrated groups of exterior thermal insulation systems, especially for the “EXOIKONOMO 2025” program. These are adapted to the Greek climate conditions; they are CE-marked and fully meet the requirements of the program.

Designed especially for the Greek Climate Conditions

The system allows comprehensive building coverage that includes energy upgrade, protection against weather effects and profound aesthetic upgrading!

All individual products constituting the BIOCLIMA® Systems are customized to the particularites of the Greek territory. These are the following, among others:

• Rich natural geographical diversity
• Intense temperature and humidity variation
• Expanded coastal areas where buildings are situated
• Frequent earthquake activity

Moreover, they participate in existing building energy upgrade programs, under a financial subsidy regime (e.g. “EXOIKONOMO 2023” by the Minister of Environment, Energy and Climate Change), thus providing energy consumption savings up to 65% inclusive.

1. ClimaWall® exterior thermal insulation systems based on all common handling materials for application to vertical surfaces (exterior walls) and pilotis.
2. ClimaRoof® thermal and water insulation systems (the fruit of collaboration between 2 industry leaders: KRAFT Paints& FIBRAN) based on thermal insulating materials of premium insulating value (extruded polystyrene) as well as innovative cement based sealing and adhesive materials for application on horizontal surfaces (roofs, terraces).

Exoikonomo Program 2025 FAQ

When does Exoikonomo Program commence?

The application submission system will open shortly.

How can I submit an application for the program?

You can submit your application through the official government website at gov.gr in the designated "Exoikonomo" section. Follow the instructions provided on the site, and it is recommended to seek the advice of a relevant engineer or technical consultant to assist you with the process.

Can you process the submittal of applications to the program?

KRAFT Paints & BIOCLIMA® CANNOT process the submittal of the application to the program for you. For this service, you may refer to qualified engineers and Energy Auditors.

Is it necessary to take out a loan to participate in the Program?

No, it is not necessary. The remaining amount after the subsidy, depending on the income criteria, can be covered by the beneficiary's own funds.